FOUNDING CUSTOMER OFFER · PREMIUM $36
See where your money goes.
Know what to fix next.
A guided personal-finance system that shows what is happening now, how quickly debt can disappear, what home you can comfortably afford, and when your investments could reach your goal.
Subscription-free forever • Works in Excel and Google Sheets • No bank login required
Three steps. That’s it.
Buy & download
Get the file instantly — it opens right up in Excel or Google Sheets. No account, no install.
Plug in your numbers
Income, expenses, taxes, investing — each row colors itself automatically as you type. Green in, red out.
Read your feedback
A feedback tab tallies everything up and tells you, category by category, where you stand — and what to fix first. All based on your standards.
Your numbers, one connected plan.
Actual views from the workbooks currently delivered to customers. Screen appearance may vary slightly between Excel and Google Sheets.
BUDGET
See where every dollar is going
Enter income, expenses, taxes, subscriptions, and investing in one color-coded view. Totals and rates update automatically, so the monthly picture is visible before you make the next decision.
- Green = Income
- Red = Expense
- Gray = Taxes Purple = Investing
- Amber = Subscriptions
UNIFIED DASHBOARD · PREMIUM ONLY
One place to see how everything connects
Premium links budget, debt, net worth, emergency savings, cash flow, and a financial health score in one live dashboard. Change an input elsewhere and the dashboard refreshes automatically.
PLAN AHEAD · PREMIUM INVESTMENT PROJECTION
Turn today’s inputs into a forward-looking plan
Complete includes debt payoff, interest-saved, net-worth, and mortgage planning. Premium adds emergency-fund planning and an investment goal projection that models goal timing, contributions, and estimated growth.
Educational projections are not guarantees and do not include every tax, fee, inflation, or market factor.
Built to be useful, private, and yours.
No bank connection
Your financial inputs stay in the workbook you control. The product does not require access to your bank account.
One-time purchase
No subscription and no recurring product charge. Your licensed download page remains the place to retrieve eligible updates.
Real support and clear guidance
Quick start and onboarding material is included, and product questions receive a response within one to two business days.
One payment. Yours for good.
No subscription, no recurring charge, no account required.
All three options remain available as one-time purchases. Premium is the featured founding customer offer.
Pravely
Essentials
Monthly Clarity
One-time · instant download
- ✓ Color-coded Budget Inputs
- ✓ Automatic Monthly Feedback Dashboard (Plain-English benchmark guidance per category)
- ✓ Editable benchmarks — make the rules yours
- ✓ Subscription tracker with creep detection
- ✓ Visual Summary & Charts
- ✓ Works in Excel and Google Sheets
- ✓ Updates to all future versions
Pravely
Complete
Debt & Asset Engine
One-time · instant download
- ✓ Everything in Essentials
- ✓ Debt payoff engine — snowball & avalanche with payoff dates
- ✓ Interest Saved & Payoff Acceleration Visuals
- ✓ Net worth tracker — assets vs liabilities over time
- ✓ Mortgage & Home Affordability Estimator
Pravely
Premium
The Financial System
One-time payment · founding launch price
- ✓ Everything in Essentials + Complete
- ✓ Exclusive Annual Review tab — year-at-a-glance
- ✓ Premium unified dashboard linking budget → debt → net worth
- ✓ Emergency fund — runway calculator & target planner
- ✓ Financial health score — multi-metric automated rating
- ✓ Investment calculator — project growth and goal timing
Why the founding price?
The opening price lets us learn from real customers before increasing spending on advertising and design. It also allows us to optimize and deliver the best product to customers! Candid, structured feedback is appreciated, but it is never required to receive the discount. If you opt in, we will politely check in after 7 days and again after 14 days to ask what worked, what was confusing, and if anything almost stopped you from purchasing.
Founding cohort terms: Premium is $36 as a one-time founding-launch purchase. The offer may close or change for future purchasers. Your price does not create a subscription or guarantee every future product. Feedback is optional, and we will only email the 7- and 14-day check-ins if you select the workbook-updates choice above. We will never publish your feedback as a testimonial without asking for separate, explicit permission.
What separate permission means: If you allow us to contact you, we will email the exact quote, attribution, and intended placement for your review. We will publish it only after you reply with approval. No response is not permission, and you can always decline.
All prices one-time. No subscription. File delivered instantly. Works in Excel and Google Sheets. Because this is a digital download delivered instantly, all sales are final. If you're having trouble opening or using the file, reach out and we'll help. By purchasing, you acknowledge our Privacy Policy and agree to our Terms of Use.
What would you like to see?
Founding customers: this is where you can share the 7-day or 14-day check-in. Feedback is appreciated, never required.
Good questions.
What do I actually get?
One spreadsheet file, delivered instantly after checkout — no app, no account, no login. Open in Excel or Google Sheets.
Do I need Excel?
No — it works in Excel and Google Sheets.
Is this financial advice?
No. The feedback is built on common, widely-used personal finance guidelines for general education — not personalized advice.
What if it's not for me?
Because this is a digital download delivered instantly, all sales are final. If you're having trouble opening or using the file, reach out and we'll help.
Can I reuse it every month?
Yes — duplicate the tab for a new month, or just clear last month's numbers and start again.