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Privacy Policy

Questions · support@pravely.com

Legal notices · itbb@intheblackbudget.com

Pravely LLC, 4539 N 22nd St, #6627, Phoenix, AZ 85016, United States.

How the Pravely app handles financial data

When you use the Pravely app, we process the information you choose to enter—such as budgets, income and expense categories, debts, assets, liabilities, goals, calculator inputs, preferences, and generated reports—to save, synchronize, display, and secure your private workspace. Depending on applicable law and context, some financial information may be considered sensitive personal information.

This app-data update supplements the notice below. If an older statement below conflicts with this section—for example, a statement that no sensitive information is processed—this more specific section controls for customer-entered app financial data. The effective date for this update is August 31, 2026.

Service provider update

We use trusted service providers only as needed to operate purchases, licensed delivery, customer support, and product communications:

We do not authorize these providers to use customer information for their own advertising. Stripe remains our payment processor as described in this notice.

Email choices. Order receipts and licensed-download messages are necessary to fulfill purchases. Workbook-update notices, founding-customer check-ins, and promotional marketing are optional and require separate affirmative choices. We record the choice, time, and source. Every optional email provides a way to change preferences or unsubscribe without affecting the purchased license or download access.

AI-assisted financial coaching

Pravely offers an optional AI Health Coach. When you choose to use it, we send a limited summary of your financial-health calculations and the question or scenario you submit to OpenAI, our AI service provider, so it can generate educational planning guidance.

This AI update is effective September 9, 2026 and should be reviewed by qualified privacy counsel before public release.